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Terms & Conditions

Last updated: August 2025

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Terms & Conditions for Use

Welcome to Equity Smart Real Estate. By accessing or using this website, you agree to the terms and conditions outlined below. Please read them carefully.

1. Website Use

This site is intended for informational and marketing purposes related to real estate listings and services offered by Equity Smart Real Estate. You may not use this site for any unlawful purpose or in any way that could damage, disable, overburden, or impair the site.

2. Intellectual Property

All content on this site, including text, images, graphics, and software, is the property of Equity Smart Real Estate or its licensors and is protected by copyright and intellectual property laws. You may not copy, distribute, modify, or create derivative works without express written permission.

3. Accuracy of Information

While we strive to ensure accuracy, Equity Smart Real Estate makes no guarantees regarding the completeness, reliability, or timeliness of the listings or information on this website.

4. Electronic Communications

By visiting this site or contacting us via email, you consent to receive electronic communications from us. All agreements, notices, disclosures, and other communications we provide electronically satisfy any legal requirement that such communications be in writing.

5. Links to Third-Party Sites

This site may include links to third-party websites for your convenience. Equity Smart Real Estate does not endorse or control these websites and is not responsible for their content or privacy policies.

6. Children Under Thirteen

This website is not intended for children under 13. We do not knowingly collect personal information from anyone under the age of 13.

7. Privacy

Your use of this site is governed by our Privacy Policy, which outlines how we collect, use, and protect your data. We use Google Analytics and reCAPTCHA to monitor site usage and prevent spam, and the AI assistant may record anonymous interactions to improve functionality.

8. Liability Disclaimer

All content and services on this site are provided "as is" without warranties of any kind. Equity Smart Real Estate disclaims all liability for errors, delays, or interruptions, and you agree that your sole remedy is to stop using the site.

9. Chatbot Usage

This site features an AI assistant to help answer questions about real estate listings and services. Conversations may be processed anonymously to improve quality. Do not enter sensitive or personal information.

10. User Communications

If you contact us via form or email, your message is sent directly and not stored by the website. Use of forms or email links is voluntary and at your discretion.

11. Arbitration & Class Action Waiver

Any disputes arising from your use of the site shall be resolved by binding arbitration under the Federal Arbitration Act. You agree to waive any right to participate in a class action.

12. International Use

This site is operated from the United States. If you access it from outside the U.S., you are responsible for compliance with your local laws.

13. Indemnification

You agree to indemnify and hold harmless Equity Smart Real Estate from any claims arising from your misuse of the site, violation of these terms, or infringement of third-party rights.

14. Changes to Terms

We may revise these terms at any time. Updates will be posted on this page with the most recent revision date.

15. Contact

For questions about these Terms & Conditions, please email us at ithelp@equitysmartloans.com or visit our Contact page.